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Mortgage Refinancing Hits 18 Year low
Posted at 6 Aug by Shalin

CNBC reports that mortgage refi’s hit an 18-year low this month. I think it is safe to say that the end of the 35-year refinancing bubble is officially over, save for even more extreme Central Bank action during the next downturn. The ultimate implications of this event on the corporate side are unclear, but by the prognostications of experts I respect, it will be bad.

There are limitations to monetary policy and I’ll repost my favorite chart for you that shows where exactly we are

Figure: Rolling 5 year Bloomberg Barclays US Corporate Investment Grade Yield


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